This review of the 1st Advantage Federal Credit Union Visa Platinum will discuss both the Platinum Rewards Advantage Visa and the Platinum Advantage Visa. Both of these credit cards are available for members of the 1st Advantage Federal Credit Union.
To compare credit cards online right now just use the credit card chaser tool.
1st Advantage Federal Credit Union Membership
1st Advantage Federal Credit Union is a financial co-op that is a nonprofit organization. It is made up of members who have equal ownership in the federal credit union so its focus is on its members, not investors like other financial institutions.
If you attend school, worship, work, or live on the Virginia Peninsula, or if someone in your immediate family is already a member, you are eligible to apply to be a member. Members enjoy low interest rates on loans and credit cards. Members also receive free online banking, direct deposit, free mobile banking, and free bill pay online.
1st Advantage Visa Platinum
As a member of 1st Advantage Federal Credit Union, you have access to two Platinum Visa credit cards. One is the Platinum Advantage and the other is the Platinum Rewards Advantage. Neither of the cards have an annual fee and both have a grace period of 25 days, which means you have that amount of time to pay for your purchases before you are charged interest.
The annual percentage rate for the credit cards vary according to your credit history so when you apply you will be informed as to what interest rate you will be charged for purchases, cash advances, and balance transfers.
Both credit cards are similar as to what benefits you receive. The biggest difference is that for the rewards credit card you earn points every time you make a purchase with the card. This is a nice bonus in that you are rewarded for using the card. You can apply for both credit cards online at www.1stadvantage.org.
If you want to use the credit card chaser tool located on this page, you will be able to compare credit cards and rates.
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