Many students apply for the 1st Financial Bank USA Visa Credit Card to purchase books, tickets to sporting events and other popular young adult items. The advantages to owning this card is the privilege of building creditability and financial responsibility. Young adults with student credit cards now have the opportunity to be independent and demonstrate what was taught to them at home.
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There are many types of credit cards in the marketplace today from which to choose. When you are raising a family, credit is essential and must be used responsibly. These lessons can be passed to the next generation by monitoring the purchases your young adults are making.
1st Financial Bank USA, a bank that has been serving families since 1910. This bank is accustomed to the responsibilities associated with higher education. They work with undergrads and graduate students in financing their education with loans to include credit cards.
1st Financial Bank USA Visa Credit Card Rates
This bank’s rates on student credit cards vary depending on the market and your average daily balance. You start with an introductory APR or annual percentage rate of 0% before it climbs to 29.9% or more. The annual fee to own this card is free for the first year then it goes up to $25.
Other 1st Financial Bank USA Visa Credit Card Terms
Balance transfers and cash advances cost the same, which is $3 or 3% of the transaction. Your grace period to avoid interest fees is 21 days beyond the end the billing cycle. Your exact interest rate for the month is calculated based on the market rate and your balance is figured by this daily rate.
How to Apply for a 1st Financial Bank USA Visa Credit Card
You can apply for your 1st Financial Bank USA Visa credit card online by providing the information required on the application. Approval will be based on your FICO score. Learn more about how your FICO score affects your ability to be approved for credit.
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