The My Garage Rewards Visa line of credit cards is issued by the Partners First credit card company and provides rewards to Mid America Motorworks customers. Although some rewards credit cards come with low introductory interest rate, the My Garage Rewards Visa does not. Corvette and Volkswagen owners and sports car repair shop owners can greatly benefit from applying for and using their My Garage Rewards Visa credit card. Patrons of Mid America Motorworks earn a maximum of 2% on their My Garage Rewards Visa credit cards.
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Partners First primarily issues credit cards for professional organizations and small companies. The My Garage Rewards Visa credit card has a somewhat high interest rate; however, cardholders can qualify for a high credit limit and are subject to few penalties.
My Garage Rewards Visa Fees
The first thing that you will notice about the My Garage Visa credit card is that it does not have an introductory interest rate. The APR on these credit cards varies from 12.24% to 24.24%. If numerous late payments are made consecutively, Partners First has the option of instating the 27.99% penalty interest rate.
Cardholders are not charged more than $15 in late payment charges. An interest rate of 24.99% is charged when the My Garage Rewards Visa credit card is used for cash advances. There is no charge when My Garage Rewards Visa account holders go over their credit limits.
My Garage Rewards Visa Options
Since Corvette and Volkswagen lovers are the main group of consumers that apply for these credit cards, Partners First has given cardholders the option of customizing their cards. When the My Garage Rewards Visa credit card is used to buy parts from Mid America Motorworks, each dollar earns two points. Only one point is earned when My Garage Reward Visa credit cards are used at other stores.
These cash back rewards credit cards don’t have a maximum credit limit. More information on credit card interest rate, billing cycles and federal limitations can be found at the official Federal Trade Commission website.
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