The Achieva Credit Union Visa Business credit card doesn’t come with many perks, but it does offer many advantages over other business credit cards. If you are a business owner, getting the Achieve Credit Union Business Visa will help you increase your cash flow while keeping your debts to a minimum. The Achieva Credit Union Visa has an introductory APR period that last six months.
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The Better Business Bureau lists the Achieva Credit Union as having an F rating. While many Achieva Credit Union Business Visa cardholders may be satisfied with the service, this bank’s BBB rating may give some applicants reason to pause. Applications for the Achieva Credit Union Business Visa are accepted online or via bank representatives.
Details of the Achieva Credit Union Business Visa
Achieva Credit Union Business Visa credit cards have varying interest rate. Cardholders can transfer balances, get cash advances, or get extra credit cards for their employees on the same account. No rewards or bonus points can be earned with the Achieva Credit Union Business Visa.
The interest rates on the Achieva Credit Union are on the low side, starting at 10.90%. The highest interest rate is 13.90%. Cardholders are able to have all cash advanced financed at the regular APR.
Achieva Credit Union Business Visa Fees
All late payments made on Achieva Credit Union Business Visa credit cards are calculated at $35 each. These business credit cards also have no annual maintenance fees. Each billing cycle runs 25 days, which is the same amount of time as the grace period. For customers that want to avoid paying additional interest fees on top of their purchases, it is recommended that they pay within the 25 day billing cycle.
Achieva Credit Union Business Visa cardholder don’t have to pay any finance fees if they carry a zero balance. No matter how much credit card debt transferred over from a different credit card, the maximum amount that cardholders will pay is $100. Any credit card balances that exceed the credit limit must be satisfied within 25 or the account may be closed.
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