Advancial Federal Credit Union Value MasterCard Platinum Credit Card

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Advancial Federal Credit Union Value MasterCard Platinum Credit CardSome low interest credit cards require exorbitant annual fees as well as yearly finance minimums in order for consumers to get any benefit. With the Advancial Federal Credit Union Value Mastercard Platinum, there are no yearly fees and the APR is only 9.9%. Considered the best credit card of the Advancial Federal Credit Union Value MasterCard line, this card makes it easy for consumers to spend more and pay less.

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In order to apply for the Advancial Federal Credit Union Value MasterCard Platinum, applicants will need to supply the bank with information about their financial standing. The Advancial Federal Credit Union Value MasterCard Platinum application should be submitted online in order to receive the fastest response.

Advancial Value MasterCard Platinum Card’s Fees

Once the Advancial Federal Credit Union Value MasterCard is approved, new customers will have six months before they start paying interest on their balance transfers. According to Suze Orman, it can be easy to be caught in the balance transfer trap. In order to get the most out of the Advancial Federal Credit Union Value MasterCard Platinum’s introductory balance transfer rate, consumers should pay careful attention to when their billing cycles begin and end.

Late payment and over the limit fees are both $10 for each instance. Cash advances are calculated at $3 if the amount requested is minimal. Larger cash advances are calculated at 2% interest.

Benefits of the Advancial Value MasterCard Platinum Card

The first thing that customers notice about the Advancial Federal Credit Union Value MasterCard Platinum is that it comes with a phenomenally low interest rate. The ScoreCard Rewards program may be appealing to those that prefer rewards credit cards. Although the points to cash spent ratio is not the highest, there are no exclusions and the points are good for as long as the credit card account is open.

When the Advancial Federal Credit Union Value MasterCard Platinum is kept in good standing, it can be easy to get credit limit increases. Making a single or multiple payments will not cause the APR to increase.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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