For those of you who like to fly and enjoy using airline credit cards so that you can earn points, there is the Aer Lingus Rewards MasterCard from Barclays Bank Delaware that you may want to consider. This rewards card allows you to earn points exclusively for travel.
With the free credit card chaser tool found on this page, you can compare credit cards that offer different rewards to suit your needs!
The Aer Lingus Rewards MasterCard is not a bad credit credit card. In fact, this is a card that is best applied for by those of you who have very good to excellent credit. You will not qualify for this card if you have any late payments or judgments on your credit report!
Aer Lingus Rewards MasterCard Overview
As mentioned above, the Aer Lingus MasterCard is a rewards card. This card is specifically designed for personal or business travelers and the minimum credit limit offered on this card is $5,000.
The rewards program works based on the one to one principal. For every $1 you spend, you will earn one rewards point that you can use for travel purposes. The exception to this is if you use your card at Aer Lingus. In this case, you will earn 2 points for every $1 you spend.
When you make your first purchase on your card, you will receive 5,000 bonus points. This is a onetime bonus and it only applies to new purchases, not the transferring of other credit card balances to your credit card.
The redemptions for this card begin at 15,000 points, which will purchase a ticket on a short haul flight in inter-Europe. After that, you will need 25,000 points in order to benefit.
Aer Lingus Rewards MasterCard Terms
The terms of this card are similar to any Barclays Bank credit card. They include:
- No annual fee
- Car rental insurance when Aer Lingus card is used for rental
- 15.99% to 24.99% APR
- 0% introductory APR for balance transfers for 6 months
- 25.24% APR for cash advances
- 30.24% penalty APR
Aer Lingus Rewards MasterCard Bottom Line
The truth is that this card has rather high interest rates considering that they require anyone who qualifies to have excellent credit. There are cards with much better rates that offer similar reward programs.
In addition, the penalty APR is higher than anyone else’s is. The rate is reduced on old purchases if payments are made on time for 6 months, however, the penalty APR remains in place for all new purchases from that point forward. This is a stinker of a deal for making one mistake on your account!
Try the credit card chaser tool found on this page and compare credit cards right now!
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