If you are in the Air Force, are retired from the Air Force, or are the spouse of someone in the Air Force, then you may qualify for the Air Force Federal Credit Union (FCU) Platinum Visa card. This card is specifically designed to keep the interest rates low for those who are in service to the United States.
Using the free credit card chaser tool on this page will help you to compare credit cards fast!
Credit Unions are one of the best places to get a credit card. Their rates are usually far lower than you will find from other banks and they don’t charge higher interest rates for balance transfers or cash advances.
Air Force FCU Platinum Visa Overview
The Air Force Platinum Visa card is not a bad credit credit card. In fact, to qualify, you must have very good to excellent credit. This is not a card for someone with a bumpy credit history; this is how the bank can keep their rates so low.
This card is also a rewards card. You will earn one point for each $1 you spend. You can only use your points at CURewards.com; however, they offer merchandise and gift cards from which to choose. There are no additional ways to earn points for your card and there are no bonus points the first time you use your card.
Air Force FCU Platinum Visa Details
Before you sign up for any credit card, you need to know what it is the card company expects from you. In the case of the Air Force FCU Platinum Visa, you can expect an APR of between 9.75% to 14.75% variable. The APR for balance transfers and cash advances will be the same as your purchase APR.
There is a penalty APR if your payment goes 60 days past due. This rate is 17.95% and will be reduced once you make 6 months worth of payments. There is no additional APR for cash advances or ATM withdrawals.
There is a small fee for balance transfers and cash advances of $2 or 2%, whichever is greater at the time of use.
Air Force FCU Platinum Visa Bottom Line
If you aren’t in the Air Force or aren’t the spouse of someone in the Air Force, then you cannot qualify for this card. While the rewards program isn’t perfect, the low APR should make you stop and consider this card as an option!
Use the free credit card chaser tool on this page and compare online credit cards today!
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