The ATIR credit card available through the Alternatives Federal Credit Union is a rewards credit card that also offers a great way to deal with high interest balances on other credit cards.
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Since the ATIR credit card offers a low interest rate, many people choose to transfer high balances on their other credit cards to their low interest rewards card as a way to pay off the debt without having to pay extra in interest.
Benefits of an ATIR Credit Card
The ATIR credit card offers no annual fee and no fee for balance transfers. Along with low interest rates, the ATIR credit card also does not charge many of the fees that larger banks charge with their credit cards.
This rewards credit cards also offers a zero liability fraud policy at no cost to the cardholder. This service protects the cardholder if their credit card is stolen and unauthorized purchases are made. It does not matter if the unauthorized purchases are made online, over the phone, or at the store because they would all be covered under the fraud policy. The ATIR credit card also offers a travel insurance policy of $250,000.
Rewards with an ATIR Credit Card
With the ATIR rewards credit card the cardholder earns reward points for every dollar they spend. There is no limit to how many rewards points the cardholder can earn. The special online rewards catalog offers the cardholder over six million gift card and merchandise options. These rewards can be redeemed any day of the week at any time.
Some of the rewards are as little as 1,000 rewards points. When the cardholder earns 3,500 rewards points, they can redeem them for a $25 statement credit. With 6,000 rewards points the cardholder can receive a $50 statement credit. After the cardholder earns 10,000 rewards points, they earn a $100 statement credit.
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