Read this Alternatives Federal Credit Union Visa Card review to decide if this card is best for you and then be sure to check out our free credit card finder today!
Alternatives Federal Credit Union was created to provide economic opportunities for under served people in local communities. It is one of five corporations that comprise the Alternatives Group.
Its mission is to contribute to building a better society. This includes helping families and individuals become more self-reliant and to create wealth within the community.
Alternatives Federal Credit Union Visa Debit Card
In addition to their many innovative financial programs, they offer a Visa Debit card that works like a plastic check. It carries the Visa logo, so it is accepted everywhere is recognized. Purchases and withdrawals are taken directly from the account the card is linked to. All transactions are listed on the bank statement at the end of the month.
Alternatives Federal Credit Union Visa Card
Many people use the Alternatives Federal Credit Union Visa card to establish a strong credit base or to help rebuild poor credit. When used properly, it can also be used to qualify for specific types of loans within the Alternatives Group, such as auto loans or business opportunity loans.
There is no annual fee, so it makes an ideal alternative for people who do not wish to have credit cards, but would like the convenience of using Visa rather than carrying cash. A perk that accompanies the Visa debit card is that it can also be used as a line of credit.
This provides a cushion in case of an emergency. The line of credit is treated like a loan, and will incur interest. Payments are expected on a monthly basis. Check out our free credit card finder today!
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