The Altra Federal Credit Union offers many different credit cards including three different Visa Platinum credit cards. The Visa Platinum II card in the middle range credit card of the three offered.
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After finding a great credit card many people like to learn the best ways to use that credit card to their advantage. SmartMoney magazine offers great financial advice on credit cards and other fiscal issues.
Benefits of an Altra Federal Credit Union Visa Platinum II Card
There are many benefits associated with the Visa Platinum II credit card offered by the Altra Federal Credit Union. The cardholder has access to a customer service line and an international Visa assistance line everyday any time of day.
There is no annual fee or account maintenance fee associated with this credit card. This rewards credit card gives the cardholder car rental insurance and free travel insurance up to one million dollars. The online banking and bill pay feature for this credit card is free as is the identity theft program.
With the identity theft program the cardholder will not be held liable for purchases made by someone that has stolen their identity. This has been a growing issue in the past decade or so. Criminals will gain access to a person’s social security number or identifying information and open credit card accounts in their name.
Programs like the identity theft program associated with this credit card assist cardholders if they discover that their identity has been stolen. In addition, these programs like to educate cardholders on how to protect their vital information as a way to prevent identity theft.
Annual Percentage Rate of the Altra Federal Credit Union Visa Platinum II Card
The main difference between the three Visa Platinum credit cards offered by the Altra Federal Credit Union is they have varying interest rates. The Visa Platinum II credit card has the mid-range interest rate of 12.9%.
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