College is an important step in building a great foundation in life. Most college students are only focused on their academic and professional futures. However, organizations like the Altra Federal Credit Union realize this is an important time for them to also be focused on the foundation of their financial futures. As a way to make sure that their financial foundation gets off to a great start, the Altra Federal Union offers a Student Visa credit card.
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A student specific credit card like the one offered by the Altra Federal Credit Union is a great way for young adults to learn how to manage their credit. Suze Orman’s website is a great resource for young adults to learn the best ways to handle their finances before they make any major mistakes.
The Perks of an Altra Federal Credit Union Visa Student Credit Card
The Altra Federal Credit Union offers many benefits with their Visa Student credit card that help to encourage responsible credit card use. One of these perks is every quarter; Altra Federal Credit Union chooses one cardholder at random and pays their outstanding balance up to $55. To be eligible for this drawing the cardholder’s account must be in good standing.
Another perk with this card is available to all cardholders with an account in good standing. Every year, this cardholder will be credited $20 for using their credit card responsibly. For their account to be considered in good standing the cardholder must have made no payments late within the year and cannot have gone over their credit limit more than six times in the year.
The Annual Percentage Rate of the Altra Federal Credit Union Visa Student Credit Card
This particular Altra Federal Credit Union credit card has an annual percentage rate of 14.9 percent. This interest rate is actually very low compared to most student credit cards, which often have an interest rate well over 20%.
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