The Amalgamated Bank MasterCard Personal Gold card is one of several cards offered by the Amalgamated Bank, and is also known as the Amalgamated Bank of Chicago Gold MasterCard. This card offers a rewards program, balance transfer capabilities, and a relatively low annual percentage rate.
What card is best for you and your financial situation? Use our online credit card chaser tool below to compare credit cards!
Amalgamated Bank MasterCard Personal Gold Benefits
There are no bonus miles awarded for signing up for the Amalgamated Bank Personal Standard MasterCard. There is an overall reward program, however, where cardholders can earn rewards for everyday purchases.
Every dollar spent on eligible purchases using the Amalgamated Bank Personal Standard MasterCard qualifies for what is known as an “AmalgaMile.” These awards can be used for purchases from rewards partners or airline tickets. In fact, when Amalgamated Bank customers redeem their miles, they can choose to fly on any airline at any time without any blackout dates or restrictions.
Complete and total travel insurance is offered to Amalgamated Bank customers at no additional charge. Amalgamated Bank has complete online banking services available to its customers.
Amalgamated Bank MasterCard Personal Gold Details
The Amalgamated Bank MasterCard Personal Gold card has no annual fee, and is the only one of the Amalgamated Bank cards that offers that benefit.
The Amalgamated Bank MasterCard Personal Gold card has a low 9.25% annual percentage rate. While there is no discounted introductory rate offered, the 9.25% rate is one of the lowest offered by the bank. Both the cash advance rate and the balance transfer rate is 14.25%.
Individuals with what is considered excellent credit are encouraged to apply for the Amalgamated Bank Personal Gold MasterCard, and there is a required minimum annual income of $40,000 to apply. The grace period for purchases is 25 days, and a late fee will cost the cardholder an additional $39.
Other cards offered by Amalgamated Bank include the Gold Plus, Standard Plus, Secured Gold, and Secured Standard in addition to the Personal Gold.
Amalgamated Bank MasterCard Personal Gold Bottom Line
As there is no annual fee associated with this card, it is a good choice for an individual who pays their balance off every month.
Looking for a credit card that fit your needs? Use our credit card chaser today to compare credit cards online!
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