Many credit cards today offer special programs like rewards points, frequent flier miles, and cash back. While these credit cards appeal to many people, some prefer just a basic straightforward credit card. The Visa Classic credit card offered by the Amegy Bank of Texas is this type of credit card.
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While a classic credit card might not have all the bells and whistles of many of the cards out there, it can still cause significant financial damage if not used properly. Websites like MyMoney, offer great advice on the best ways to handle credit cards.
The Amegy Bank Classic Card is Hassle Free
Most people like the many rewards programs that are available on credit cards today, but some people find them to be a distraction. Many rewards programs and frequent flier programs have a certain period in which the cardholder must spend those points or miles.
If the cardholder does not use their points or miles in time, they will expire. People enrolled in frequent flier programs are often frustrated with the restrictions often placed on frequent flier miles. There are certain times of the year when frequent flier miles cannot be redeemed; these are known as blackout dates.
Blackout dates are very inconvenient since they tend to fall on very popular travel times. Many people become frustrated with this policy since they cannot get a ticket they earned when they want it, which in some ways makes the entire program pointless.
The Amegy Bank Classic Card is a Great Choice
One of the best things about a classic credit card is that almost anyone can get one. A person that does not have much of a credit history or a credit history with bad activity can find it difficult being approved for one of the rewards credit cards. A classic credit card is much more forgiving and a great way for someone to build or repair their credit history.
The credit card chaser tool is a great way to compare credit cards and it’s free!
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