When looking for a credit card, one thing you want to be aware of is the interest rate, or APR (annual percentage rate). The lower the rate is, the more beneficial it is for you, especially if you do not pay off your balance in full every month. For a credit card with a low rate, you may want to check out the America First Federal Credit Union Visa Classic Low Rate Credit Card.
You can compare credit cards and rates by using the credit card chaser tool that is located right here on this page.
America First Federal Credit Union Information
In order to apply for the low rate credit card from America First Credit Union you need to be a member of America First. As a credit union, the members are the owners rather than strange investors. America First Credit Union has been around since 1939 and is based out of Utah.
The mission of America First is to provide quality, superior financial services to its owners. It offers checking and savings accounts for individuals and businesses as well as retirement accounts. It also has a variety of loans available, including credit cards.
Because America First is owned by the members, it is very involved in the community through funding and volunteer activities.
America First Classic Low Rate Credit Card Benefits
One of the biggest benefits of the low rate credit card from America First is that it has a variable low rate of 6.99%. This is lower than the majority of credit cards available out there. This means that if you carry a balance on your card you will be paying less overall in interest rates. This makes it easier to pay off your card in a shorter amount of time. For other tips on how to pay off your credit card quickly, you can check out advice from Suze Orman.
Another benefit of the classic low rate credit card is that there is no annual fee for having or using the card.
You can compare credit cards online by using the credit card chaser.
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