American 1 Federal Credit Union Visa Classic Credit Card

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American 1 Federal Credit Union Visa Classic Credit Card

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This credit union wants you to have the education and information necessary to manage your American 1 Federal Credit Union Visa Classic credit card. Although they offer a couple of choices for credit, this card is a standard credit card. The Classic credit card is also a good card for new cardholders.

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American 1 Federal Credit Union has been in existence since 1950 when they almost exclusively serviced the rubber industry with three employees. In 1987, they went from Jackson Co-op to the American 1 Federal Credit Union. As of October 2011, they are known as the American 1 Credit Union.

American 1 Federal Credit Union Visa Classic Credit Card Fees

This American 1 Credit Union Visa Classic is offered at a rate of 10% for the non-variable version and the variable version is offered at 5.74%. This is among the few balance transfer credit cards with no fee attached. This is also true for cash advances, with a 1% foreign transaction fee, which is rare.

Most companies charge up to 3% for foreign transactions. The company site does not distinguish whether rewards are offered with the Classic card. This may be an exclusive feature of the Gold card, which has a higher credit limit and more benefits.

The American 1 Federal Credit Union Visa Classic ScoreCard

The American 1 ScoreCard keeps track of the points associated with your Visa Classic card. You are allowed to shop in the ScoreCard store to redeem the points you earn for using your credit card. ScoreMore is a bonus program that allows you to earn even more with your rewards credit card by making participating merchant purchases.

Manage Your American 1 Federal Credit Union Visa Classic Online

You can manage your American 1 Federal Credit Union Visa Classic account online by creating a username and password. As you earn and spend your redeemable points, you accumulate creditability with your account, which may soon make you qualified for the Visa Gold. When you upgrade to a higher credit limit the process is streamlined for your convenience.

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