When the original American Express Blue credit card was introduced, cardholders were permitted to carry a balance for the first time. The American Express Blue for Students credit card was created in order to give college students the chance to build credit in a responsible way.
With a variable APR and a low introductory interest rate, American Express Blue for Students credit cardholders can easily finance their educations.
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Consumes that apply for the American Express Blue for Students credit card are also able to participate in American Express rewards programs. Points can be converted into merchandise or used to purchase vacations. Customers have the ability to make payments and access their accounts via the American Express online portal.
American Express Blue for Students Benefits
The most obvious benefit of getting for the American Express Blue for Students credit card is that applicants do not necessarily need stellar credit ratings. Many student credit cards require cardholders to apply with co-applicants; however, American Express regularly makes exceptions. Although the interest rate on the American Express Blue for Students card varies from 15.24% to 20.24%, you can pay less by making your payments on time and maintaining a good credit score.
When you qualify for the American Express Blue for Students credit card, you will automatically be enrolled in the multiple rewards program. Purchases made with your credit card go towards the Membership Rewards Express Program and can be used at anytime in the future.
American Express Blue for Students Restrictions and Fees
Because the American Express Blue for Students card does not have an annual maintenance fee. However, because these instant approval credit cards are geared towards those with limited credit histories, the credit limits are usually quite low.
After being approved for the American Express Blue for Students credit card and keeping your account open for a few years, you will be able to graduate to another credit card. Most American Express Blue for Students cardholders end up opening several lines of credit with American Express.
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