American Express Business Gold Rewards Card Review | American Express Business Gold Credit Card Review

Business Gold Rewards Card(R) from American Express OPEN

Card Details

Earn 25,000 bonus points every year if you shift $50,000 of your business purchases onto the Card
Unlimited rewards potential - Membership Rewards® points have no limit to the amount you can earn and no expiration date
More purchasing power - Your purchase capacity can evolve with your business. Shift business expenses onto the Card and earn more rewards

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Editor's Rating

4 out of 5

Intro APR	Intro APR Period	Regular APR	Cash APR	Instant Approval	Credit Needed
n/a	N/A	N/A		No	Fair

No annual fee for the first year - a $125 savings
As a Gold Card member, you can earn 50,000 Membership Rewards® bonus points by spending $10,000 in your first four months of Card membership.
Designed for business owners who are interested in earning rewards points for every purchase.
Earn one point for virtually every dollar you spend, plus and additional 25,000 points each year if you shift $50,000 in expenses onto the card.

Annual Fee	Balance Transfer	Balance Transfer Fee	Guaranteed Approval
$125 (first year ...	No		No

American Express Business Gold Rewards Card

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The American Express Business Gold card was developed with the small business owner in mind. For those who pay their bills in full each month and want to enjoy the benefits offered by the Membership Rewards program, this American Express credit card may fit their budget as well as their business needs. Points can be used for discounts and services at hundreds of partner companies.

Be sure to compare all business credit cards and use our free tool for finding and researching credit cards now!

American Express Business Gold Card Benefits

There are three primary benefits of the American Express Business Gold Rewards Card.

American Express has more airline and hotel partners than any other rewards program.
Membership points do not expire and can be transferred to other American Express accounts for faster accumulation.
There is no limit on the points that can be earned

Here are some additional benefits:

Purchase protection for 90 days against accidental damages to the item.
Travel insurance is included with membership and covers emergency transportation and medical care.
The online business community is a forum that brings business owners together. It provides insights and feedback for a variety of issues specifically faced by small business owners.
Online account management tools allow charges to be tracked, summary of accounts created, and integrates with popular accounting software.
Business advice, online tools and articles written by other small business owners enable members to gain a new perspective on their business and its needs. Experts are available for opinions and to help with options.

American Express Business Gold Rewards Recommendations

For small business owners who do not need credit cards for capital expenditures and who already have personal American Express cards, the Gold Rewards card can improve benefit levels and help organize expenses. 25,000 membership rewards points are earned when purchases total more than $50,000. These points can be used for airline tickets and discounts on services from many different partners.

The annual membership fee is $125 and there are many companies who no longer accept American Express because of the high transaction fees. Before applying, ask for the list of partner organizations that rewards points can be used for. If the business or individual already uses many of the companies, this card will be worth the price.

Be sure to compare all business credit cards and use our free tool for finding and researching credit cards now!