There does not appear to be a PRAmex credit card offered by Centurion Bank. If this credit card ever existed, it has been discontinued. There is a company in France by the name of Pramex that specializes in the finance sector as well as a company named Pramex of North America that appears to be a consumer review based website. A general review of American Express credit cards will be provided instead.
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American Express has been issuing credit and charge cards since the 1950s. American Express is best known for its travel credit cards as well as credit cards specifically designed for credit conscious consumers. Although American Express offers student credit cards, lines of credit for business owners, rewards cards and many other products, unsecured credit cards are not available directly from American Express at this time. Military enlistees may be able to qualify for a secured American Express credit card if they are also members of USAA Bank.
American Express Centurion Credit Card Interest Rates
The Help With My Bank website can help you to learn the maximum amount of interest that your credit card issuer can legally charge. American Express cardholders are charged interest based on both their credit scores as well as the type of credit card that they possess. Customers with American Express charge cards do not pay an APR, but they are responsible for any interest or fees that accumulate because of making late payments.
Typically, student credit cards from American Express are assessed at a lower interest rate. The American Express Open line of credit cards is for responsible business owners, and rewards them by offering a low interest rate.
American Express Centurion Credit Card Benefits
Nearly every credit card from American Express has some type of rewards program. Cardholders are also able to receive identify theft and credit card protection simply by qualifying for a new line of credit.
Benefits usually include frequent flyer miles or cash back rewards received when American Express cards are charged. Account holders can request special concierge services and personal shoppers when they have exclusive American Express cards.
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