There are many MasterCard options available on the market today. For someone that has never had a credit card before and is hoping to start building their personal credit score the right way, a Classic MasterCard would be a great choice.
Find great online credit cards now with the credit card chaser tool!
It is never too early for someone to start focusing on their financial future. Getting a credit card is just the first step to getting the ball rolling. In addition to getting a credit card, it is a good idea to research the best ways to manage money. Sites such as http://www.suzeorman.com are a great way for someone to learn how to handle finances properly.
Classic MasterCard Fees
This credit card has no annual fee. Since this is considered to be a credit card for those with lower credit scores or a lower annual income it carries an annual percentage rate a bit higher than the other MasterCards offered by the American Heritage Federal Credit Union.
The annual percentage rate for this credit card is 12.9%. The credit line for this credit card is also lower than the other credit cards as a way to keep the debt from getting out of control for someone that might not have the income to handle a larger amount of debt. The common credit line for this MasterCard is anywhere from $300 to $3,000.
Perks of Banking with the American Heritage Federal Credit Union
There are many benefits to having a credit card with this particular credit union. For someone that might have trouble paying their bills on time, the American Heritage Federal Credit Union offers a monthly payment program. This program lets the cardholder choose to have either the full amount or minimum amount due on their MasterCard withdrawn from their savings of checking accounts. The cardholder can also set a fixed amount to pay each month.
The cardholder also has access to their account online anytime. With this online access, the cardholder can keep track of their spending habits and generally monitor their account.
You can compare credit cards now with the free credit card chaser!
- American Heritage Federal Credit Union Gold MasterCard
- American Heritage Federal Credit Union Secured MasterCard
- Members Heritage FCU MasterCard Credit Card
- American Heritage Federal Credit Union Platinum MasterCard
- Members Heritage FCU Visa Credit Card
- Langley Federal Credit Union MasterCard Credit Card
- Langley Federal Credit Union Starter Visa Credit Card