A gold level credit card is typically the middle range card in between a basic credit card and a platinum credit card. The Gold MasterCard available through the American Federal Credit Union is one of these middle range credit cards.
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Even someone with an excellent credit score that has no problem being approved for a credit card may need some trustworthy financial advice. One of the websites that might be helpful in this type of situation is http://www.mymoney.gov
About the American Heritage Federal Credit Union Gold MasterCard
This MasterCard has no annual fee like many credit cards today. This credit card also has a very reasonable annual percentage rate of 11.9%. An annual percentage rate is the amount of interest the cardholder is charged when their balance is not paid in full each month.
This credit card also offers an easy to handle credit line of $2,500 to $5,000. The credit card debt amount for the average American is $10,000 or more. So having a credit card with a low credit limit like this one would be a great choice for someone that is worried about his or her credit card spending getting out of control.
More about the American Heritage Federal Credit Union Gold MasterCard
This credit card also includes certain customer assistance programs that are available to all MasterCard cardholders. These special programs do everything from help the cardholder if their credit card or identity is stolen to help them when they are traveling.
Most major credit cards today offer assistance to their cardholders if their credit card or identity is stolen. If the credit card is stolen and used, the cardholder is not responsible for any purchases made. If someone steals the cardholder’s identity and opens other credit card account using their information that cardholder will not be held liable for the charges made to the false accounts.
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