The American Society of Civil Engineers Rewards American Express card from Bank of America is from a fairly recently released line of American Express branded credit cards for business owners and members of professional associations. The program is backed by MBNA. This line of business credit cards comes with a 0% introductory interest rate that last for 9 months.
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All American Society of Civil Engineers Rewards American Express from Bank of America cardholders will have their qualifying purchases converted into points via the WorldPoints program. Since this is a credit card that is designed to appeal to small business owners, cardholders can have their employees authorized to receive their own business credit cards.
American Society of Civil Engineers American Express Rewards
Points earned with the American Rewards Society of Civil Engineers Rewards American Express credit card from Bank of America are never set to expire. Every $1 spent is converted into one point. The WorldPoints program is one of the most popular and widely known rewards program offered by MBNA.
The Ultimate Access rewards program is a more exclusive program, which gives cardholders the opportunity to cash in their points in exchange for preferential seating at sporting events and other hard to find prizes.
American Society of Civil Engineers American Express Interest Rates and Fees
The American Society of Civil Engineers Rewards American Express card doesn’t charge an annual fee, but there is a variable interest rate. In order to qualify for this credit card, a good credit rating is needed. Balance transfers made will be charged at 4%, whether they are made within the introductory interest rate grace period or not.
Cardholders will be charged $1.00 every billing cycle, which has a 25-day grace period. The only way to avoid this service charge is to not use the credit card at all. The variable interest rate for the American Society of Civil Engineers Rewards American Express credit card starts at 11.24% and caps out at 21.24%.
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