There are multiple American State Bank Visa credit cards available from Ambank Iowa. The American State Bank Visa Classic credit card is available only to Iowa residents that are able to stop by an American State Bank location. While limited information is available about this low-interest credit card, it appears to be easy to be qualified.
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American State Bank Visa Credit Card Options
The American State Bank Visa Gold credit card application is only available over the phone or through American State Bank branches in the state of Iowa. The American State Bank VISA credit card and the Ambank ScoreCard Cash Back VISA Credit Card are instant approval credit cards that come when an American State Bank American Gold checking account is opened. A $10,000 minimum balance must be maintained in order to qualify.
The American State Bank Visa credit card does not have an annual fee and it can be used to make purchases at all retailers that accept Visa. Although applicants will have to meet the minimum credit requirements stipulated by American State Bank, they will receive a decision within minutes.
American State Bank Visa Credit Card Advantages
By opening an American State Bank Visa credit card, cardholders will have the advantage of building positive credit histories. Specific information on interest rates is only available by calling customer service. In total, there are four different American State Bank Visa credit cards offered by Ambank Iowa. Some of these personal credit cards are only available on a limited basis.
As some American State Bank Visa credit cards are available with the opening of a Gold checking account, these can be considered to be secured credit cards. Because banks are able to levy bank accounts when a credit card is defaulted on, applicants need to know all of the restriction before submitting their applications. American State Bank is a small bank that only has locations in Iowa, which means that most cardholders live in this area.
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