The Amphibian Ark is a professional association dedicated to bringing conservationists and amphibian lovers together. The Amphibian Ark Visa Platinum Rewards credit card has a low interest rate, low fees, and a high credit line limit. For the first six months, all new cardholders will pay 0% APR.
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Amphibian Ark Visa Platinum Rewards Card Benefits
In order to apply for the Amphibian Ark Visa Platinum Rewards credit card, you need to be an Amphibian Ark member. These rewards credit cards are serviced by UMB. Consumers can apply for the Amphibian Ark Visa Platinum Rewards credit card over the Internet, the phone or find out more information from an Amphibian Ark representative.
Visa helps you contribute to the mission of Amphibian Ark. This rewards credit card not only helps the organization, but it also helps you. When you originally use the credit card, $50 is donated to Amphibian Ark and the bank makes contributions to the organization on an ongoing basis.
As a rewards credit card, you receive bonus points every time you use the card. These points can be used by you for a variety of rewards, which may include cash back, certain types of merchandise, or tickets for air travel.
Because it is a Visa platinum credit card, you also receive all of the platinum benefits, which include insurance for travel and car rentals, fraud protection, and more.
If you use this or other credit cards, make sure to be a responsible consumer. For more information about how to use credit cards responsibly, go to http://www.suzeorman.com.
Amphibian Ark Visa Credit Card Rewards
When purchases are made through select merchants, Amphibian Ark Visa Platinum Rewards cardholders can earn 15 points for every single dollar spent. There is a maximum number of qualifying points that can be earned each month, but they don’t ever expire. Cardholders are not charged any annual fees, and they only pay 3% interest on balance transfers.
Up to $50,000 is given in credit with the Amphibian Ark Visa Platinum Rewards credit card. When balances are transferred within the first six months, cardholders pay no interest. Members also receive access to exclusive programs reserved specifically for Visa Platinum credit cardholders.
Amphibian Ark Visa Credit Card Fees
Usually, low-interest credit cards also have large fees and penalties associated with them. When an Amphibian Ark Visa Platinum Rewards cardholder makes a payment after the due date, a $39 late fee may be applicable. The interest rate varies, but most account holders pay around 15.15%. A penalty APR can be assigned after late payments are make on two consecutive occasions.
Cash advances are permitted with the Amphibian Ark Visa Platinum Rewards credit card, however, a 3% processing fee can be charged. The penalty interest rate is 23.75%. Account holders can avoid the penalty interest rate by making timely payments. The fee for over the maximum credit limit charges is $35 per month.
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