Andrews Federal Credit Union Visa Platinum Basic

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Andrews Federal Credit Union Visa Platinum Basic

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This review is for the Andrews Federal Credit Union Visa Platinum Basic credit card. The Basic card is one of four cards that are available through the Andrews Federal Credit Union, along with the Visa Platinum Rewards, Visa Platinum Premier, and Visa Platinum Secured cards.

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All four of the cards offered by the Andrews Federal Credit Union have different benefits and costs associated with them, so it is important to look at each carefully when deciding which one is best.

Before applying for a credit card, visit the Better Business Bureau to learn more about the credit card company and how they conduct business.

Andrews Federal Credit Union Visa Platinum Basic Details

There are limited details available on the Andrews Federal Credit Union website about the Visa Platinum Basic card. In fact, only the Visa Platinum Rewards card and the Visa Platinum Secured card offer the ability to apply online as well as learn about different rates including the introductory annual percentage rate.

No rates are shown for this basic card. There is never an annual fee associated with an Andrews FCU credit card. The other cards offered by Andrews Federal Credit Union have a special APR of 3.9% for the first nine months that the card is open, and then have a variable rate between 9.25% and 14.5%, depending on prime.

Andrews Federal Credit Union Visa Platinum Basic Benefits

Since it appears that all four of the Visa Platinum cards through Andrews Federal Credit Union offer the same benefits, the Visa Platinum Basic is presumed to have a 25-day grace period to pay your balance. Doing so each month would prevent any interest charges from accruing.

In addition, all the Andrews FCU cards offer complete online access, as well as fraud protection including zero liability. This means that if your card is lost or stolen and someone makes unauthorized purchases, you are not held liable.

Andrews Federal Credit Union Visa Platinum Basic Bottom Line

Since there is no way to apply for the Visa Platinum Basic, it is difficult to evaluate completely. But with other cards available through Andrews FCU, there are still plenty of choices for credit cards.

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