Many credit card companies have credit cards that cater specifically to students; however, the Apple Federal Credit Union Student Visa offers some unique features and options. Most fees charges are minimal and cardholders are not required to pay an annual fee. Although you will need to have some type of account with Apple Federal Credit Union in order for your credit card application to be accepted, this credit union has a list of more than 100 employers that are currently affiliated.
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Active Apple Federal Credit Union members are able to apply for the Apple Federal Credit Union Student Visa if they meet the requirements. Applicants must agree to use all of their assets held by Apple Federal Credit Union as collateral in order to get their credit card applications approved. The Better Business Bureau gives Apple Federal Credit Union an A+ rating.
AFCU Student Visa Interest Rates and Fees
The APR for the Apple Federal Credit Union Student Visa is currently set in at 9.9% interest. This means that existing cardholders and new applicants will not be charged more in interest unless they agree to an interest rate hike. Any payment made after the due date and grace period causes cardholder to be charged a $5 fee. Returned payment fees are significantly higher at $28.
Apple Federal Credit Union Student Visa cardholders pay no additional fees, including but not limited to yearly maintenance fees or foreign transaction charges. Although the lines of credit offered on the Apple Federal Credit Union Student Visa may be lower than other personal credit cards, these student credit cards are perfectly suitable for young adults.
AFCU Student Visa Details
Students that want to apply for the Apple Federal Credit Union Student Visa can fill out their applications on the web if they already have an account with AFCU. Applicants that are approved for a line of credit with AFCU are able to make changes online at any time.
Fees and stipulations on the Apple Federal Credit Union Visa automatically change when cardholders turn 25 years of age. At that time, the account can be closed or graduated.
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