If you are looking for a low interest credit card, then you don’t need to look any further than your local credit union. Credit Unions are an excellent source for credit and loans everywhere in the country. If you are a member of the Arapahoe Credit Union in Centennial, CO, then you can choose the Visa Platinum Card for your low interest card choice.
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Before you hop online to apply for this card, there are two things that you might want to know. The first thing is that you must be a member of the Arapahoe Credit Union to apply for this card. The second thing is that you won’t see credit unions like this one ranked on the JDPower.com 2011 Credit Card Satisfaction Study, because credit unions aren’t owned by a specific company or group.
Arapahoe Credit Union Visa Platinum Card Overview
This credit card is a rewards credit card. The program for this card is called Rainbow Rewards. Rainbow Rewards is a national program, not just one that is only associated with credit unions.
Rainbow Rewards works a bit different from other types of reward cards. Instead of earning points or cash back while you do your normal shopping, you have to visit the Rainbow Rewards website and shop using your credit card. When you do, you earn a certain percentage of cash back for each purchase, so long as you link to the vendor through their website.
Vendors include places like:
- Many more
Arapahoe Credit Union Visa Platinum Card Terms
As with any credit card, the Arapahoe Credit Union has specific terms for their Visa Platinum card. What’s fortunate is the fees for this card are minimal compared to other cards.
The terms for this card include:
- 9.90% APR
- No annual fee
- $25 late payment fee
- $25 over the limit fee
- No cash advance fee
- No penalty APR
- $10 lost PIN fee
Arapahoe Credit Union Visa Platinum Card Verdict
This card is not a bad credit credit card and is only available to members with very good to perfect credit. What’s more, even though this is a low interest credit card, there are some credit unions that offer lower rates than even this, if you have the credit to qualify. The bottom line is that this is a good card by you need to compare the terms for several credit cards.
Use the credit card chaser tool to compare online credit cards now!
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