If you are someone with excellent credit looking to be rewarded with a low interest credit card, then you may want to consider the Arkansas FCU Platinum Visa Classic credit card. This card is not a bad credit credit card, nor is it for anyone with bumpy or slow credit. You must have very good to perfect credit to qualify for this card!
Compare credit cards online with the free credit card chaser tool on this page!
You do have to be a member of the Arkansas Federal Credit Union in order to apply for this card. You don’t have to be a local to become a member however, just keep in mind that if you don’t live close to the Jacksonville area in Arkansas, you need to be near a sister credit union in order to make your banking more convenient.
Arkansas FCU Platinum Visa Classic Benefits
There are usually many benefits to choosing a credit union for your credit cards, the biggest one being that they offer low interest rates. The interest rates for this card range between 6% and 10.75% and this rate is variable.
Some of the other benefits include:
- 0% APR for 6 months on purchases and balance transfers
- No higher interest rates for balance transfers or cash advances
- No balance transfer fee
- No ATM fees
- No cash advance fees
- Low foreign transaction fee of 1%
- No penalty APR
- 25-day grace period for new purchases
- Skip a payment program for people who maintain constant good standing
- Zero liability fraud protection
- Automatic overdraft protection based on your bank account
- Company is complaint with new credit card rules from the Federal Reserve
Arkansas FCU Platinum Visa Classic Card Considerations
The first consideration you should think about for this card is that it isn’t a rewards card. However, the exceptionally low interest rates should make up for that for most people.
Arkansas Federal Union reserves the right to call for full payment on the balance on your card for any reason. Although it is unlikely that this will happen, it is certainly something that you will want to be aware of.
Arkansas FCU Platinum Visa Classic Card Verdict
If you have perfect credit, then this is an excellent card, even without a rewards program!
Use the free credit card chaser tool to compare credit cards online right now!
- Arkansas Federal Credit Union Diamond Preferred Rewards Visa
- Toyota Federal Credit Union Credit Card
- University of Arkansas Credit Card
- Capital Communications Federal Credit Union Classic Visa Credit Card
- Arvest Bank Credit Card
- Advancial Federal Credit Union Value MasterCard Classic Credit Card
- 66 Federal Credit Union VISA Classic