Armani Exchange Credit Card

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Armani Exchange Credit CardThe Armani Exchange is a high-end clothing company that specializes in men’s wear. This clothing store does not actually offer a store credit card at this time. Even though the Armani Exchange does not offer their own credit card, many stores do.

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Even though there are many benefits to having a store credit card many of which can be learned about at http://www.smartmoney.com there are many negative aspects to having a store credit card as well. It is very important to take both the pros and cons into consideration before obtaining a new store credit card.

What to Look Out for With a Store Credit Card

The main thing to be concerned with when it comes to a store credit card is the high interest rates. When people are used to a more typical credit card with a lower interest rate it is easy to forget the high charges that will be caused by letting a balance roll over to the next month on a high interest credit card.

It is also easy for a person with a store credit card to shop at that store more than they intended to. Stores will often send coupons and cardholder only discounts to people with that store’s credit card as a way to get them to shop more. It can be very hard for some people to let these offers go unused so they end up spending more in the long run with the special discounts than they would have without them.

The Positives of a Store Credit Card

While occasional coupons and discounts may not be worth the possibility of overspending a store credit card that also acts as a rewards credit card can be great for saving money at a favorite store. A reward card is a credit card that offers rewards for money spent on the card. Once the cardholder earns a certain amount of reward points, they can cash them in for things like gift cards.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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