Associated Builders and Owners of Greater New York Rewards Visa Card

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Associated Builders and Owners of Greater New York Rewards Visa CardThe Associated Builders and Owners of Greater New York is the New York based chapter of the National Association of Home Builders. As this professional association appeals mostly to members of the residential home building industry, rewards credit cards with a fair interest rate are extremely attractive.

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The Associated Builders and Owners of Greater New York Rewards Visa credit cards are exclusively available to ABOGNY members and spouses. This means that cardholders have to remain current on their Associated Builders and Owners of Greater New York dues in order to keep their accounts active.

Associated Builders and Owners of New York Visa Fees

Cardholders pay variable interest rates with the Associated Builders and Owners of Greater New York Rewards Visa Card. The minimum APR is 12.24% and the maximum is 22.24%. Additional fees will apply if cardholders go over their maximum credit limits. The Associated Builders and Owners of Greater New York Rewards Visa credit card does not have an annual fee.

These business credit cards have a steep penalty APR, however, this can be avoided if all payments are made on time. Accounts that are assigned the 27.99% penalty interest rate will automatically be reviewed after payments are made on time for six months.

Consumers and business owners can learn how to settle their credit cards by going to the Federal Trade Commission website. Late charges can be assessed a $25 late fee. Charges made in foreign countries are calculated at 4% in addition to monthly finance charges.

Associated Builders and Owners of New York Visa Options

For the first six calendar months, Associated Builders and Owners of Greater New York Rewards Visa credit cardholders don’t pay interest on any purchases made. After that, they will be responsible paying the minimum finance charges on their balances at their new interest rates. The variable APR is based on the prime rate.

The Associated Builders and Owners of New York Visa Rewards Cashback program gives account holders 1% cash back. Generally, cash back rewards program participants can elect to receive the money that they have earned every few months or once per year.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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