Astoria Federal Savings WorldPoints® Platinum Plus®

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Astoria Federal Savings WorldPoints® Platinum Plus®New applicants are no longer able to qualify for the Astoria Federal Savings WorldPoints Platinum Plus credit card. Few reward credit cards give cardholders rewards at a 1:1 ratio, however the Astoria Federal Savings WorldPoints Platinum Plus credit card has many perks. Although no bonus points are given, account holders can quickly earn points just by using their credit cards.

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It appears that only two credit cards are offered by Astoria Federal Savings Bank, with none of them being secured credit cards. The WorldPoints class of credit cards is offered by FIA Card Services. Astoria Federal Savings Bank may have ended their contract.

Astoria Federal Savings WorldPoints Alternatives

The Astoria Federal Savings Maximum Rewards Platinum Edition Visa card also has a variable interest rate. The introductory interest rate is 13.99% for consumers that qualify for the Astoria Federal Savings Maximum Rewards Signature Edition Visa. All Astoria Federal Savings Bank credit cards are billed on a 21-day cycle.

The Astoria Federal Savings Platinum Edition Visa card has a 0% introductory interest rate as well as no annual fee. There are not as many rewards associated with this low interest credit card, but applicants with fair credit can qualify. Late payments made on Astoria Federal Savings Platinum Edition Visa credit cards are subject to a $35 fee.

Astoria Federal Saving WorldPoints Benefits

Cardholders are able to make their payments online and manage their WorldPoints accounts over the web. Even though the APR can vary, most cardholders are able to pay less than 20% interest. With the Astoria Federal Savings WorldPoints Platinum Plus Visa credit card, there is only a $1.75 surcharge due if not used on a monthly basis. Many reward credit cards will automatically be closed if they are not regularly utilized.

Consumers with good credit ratings are often able to qualify for credit cards that offer great rewards and the Astoria Federal Savings WorldPoints Platinum Plus is no exception. Apply with a similar credit card backed by Astoria Federal Savings Bank in order to get comparable rewards.

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