Atlantic Stewardship Bank Credit Card Review | Atlantic Stewardship Credit Card Review

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Atlantic Stewardship Bank Credit Card

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Applying for an Atlantic Stewardship Bank credit card offer could be a smart move for you but before you make any rush decisions be sure to read this Atlantic Stewardship Bank credit card review.

Atlantic Stewardship Bank is a small, community bank that was founded in 1985 and operates in New Jersey. It was founded on Christian principles and, to this day, is committed to tithing: that is, they’re committed to donating 10% of their profits to Christian, non-profit organizations.

Since the bank’s inception, it has donated over $7 million to over 340 Christian, non-profit organizations. They are also committed to providing excellent financial services to their community. Many of their branches feature “ASBean” Coffee Counters that provide complimentary coffee to their customers. And all of their branches offer the same variety of financial services and products.

Atlantic Stewardship Bank Visa Signature Rewards Card

ASB offers five different credit cards. They are all Visa cards, but they also each have unique features that make each card better suited to different financial needs. The Visa Signature Rewards Card is the only one that offers rewards on purchases. Here are a few of its features:

No annual fee
Unlimited 1% cash back rewards on your purchases
Triple points on gas, drugstore, and grocery store purchases
Your choice of rewards: cash, gift certificates, merchandise, or travel rewards
Special 0% introductory rate for the first six months
A bonus of $25 when you make your first purchase
Signature benefits in the world of sports and entertainment, fine wine and food, travel, hotel and spa, shopping, and concierge service
Normal APR after the introductory period of 9.99%-20.99%, depending on your credit

The Atlantic Stewardship Visa Signature credit card is an excellent choice for someone who has an established credit history and is now looking to enhance his or her credit experience by earning rewards on purchases.

Traditional Atlantic Stewardship Bank Visa Card

Many people keep credit cards in case of emergencies: in case you forget your wallet, in case you need a financial buffer, in case your identity is stolen and your checking account is wiped out. This traditional Visa Platinum Card is an excellent choice to fill that need.

No annual fee
Special 0% introductory rate for the first six months
Normal APR after the introductory period of 9.99%-20.99%, depending on your credit
Generous credit lines

This card doesn’t offer any rewards, but it can certainly provide adequate purchasing power in case of emergencies.

Cards for Building (or Rebuilding) Your Credit History

For young people looking to establish a credit history, the Atlantic Stewardship Bank Young Adult Visa is a strong student credit card option.

No annual fee
Normal APR will be from 9.99%-20.99%, depending on your credit
Quick approval with a qualified co-signer

College students get a special deal from ASB. The Atlantic Stewardship Bank Visa College Rewards Card offers low rates and great rewards, as well as an excellent way to feel your way around the world of credit.

No annual fee
1 point earned for every dollar spent
Your choice of rewards: cash, gift certificates, or discounted travel
A bonus of 1,000 when you make your first purchase
Low rates and manageable credit line

For others who need to build or rebuild credit history, the Atlantic Stewardship Bank Secured Visa Card is also an strong secured credit card option.

Low annual fee of $35
Purchase APR is 20.99%
Flexible credit based on a security deposit of $300-$5,000.
If you’ve had credit problems in the past, this could be a great way for you to rebuild your credit rating.

Is an Atlantic Stewardship Bank Credit Card for You?

ASB has something for everyone, and 10% of every dollar they make goes to Christian charities. But unless you’re a Christian who already banks with ASB, you can probably find another cash back credit card or rewards credit card out there that can offer you more, especially if you’re looking for rewards. But if you’re a fan of Christian charities and call New Jersey home, this credit card with excellent rates is a solid choice. Get started comparing credit cards now!