Should you apply for the Baltimore Orioles Extra Bases Credit Card? Fans of the Baltimore Orioles can now have a credit card that reflects their team loyalty. Major League Baseball, or the MLB, now offers the Extra Bases rewards program for fans of MLB teams. This Baltimore Orioles Extra Bases Credit Card review will take a look at the costs, fees, and rates for this card, as well as the rewards that the Extra Bases program offers and how they compare to other credit card programs’ rewards.
Baltimore Orioles Extra Bases Credit Card Costs, Fees, and Rates
First in our Baltimore Orioles Extra Bases Credit Card review, let’s look at the costs, fees, and rates for this card. There is no annual fee, and the first twelve months are interest-free. After that, the annual percentage rate, or APR, is 9.99% for Platinum Plus accounts and 15.99% for Preferred accounts. In the world of credit cards, those are pretty good rates. The late payment and over-credit-limit fees are $15-$29, depending on how much your balance is on the statement date. There is also a 3% fee for cash advances and balance transfers that occur after the time of application. These charges and fees are standard for most credit accounts, so that’s an average score for this credit card as far as costs and fees are concerned.
Baltimore Orioles Extra Bases Credit Card Rewards
For the next part of our Baltimore Orioles Extra Bases Credit Card review, let’s look at the rewards themselves. In the Extra Bases rewards program, you earn one point for every dollar you spend. This doesn’t really mean anything until you know what the value of a point is. Unfortunately, in the case of Extra Bases, it’s not very much. The smallest point value cost for a reward is 10,000 points, which earns you either two tickets to a suite or a pre-game field visit with two tickets to the game, or $80 cash, which works out to a 0.8% reward. That’s right, that’s less than one percent back, and you can only get it after you spend $10,000. They do give you 2,500 points to start, but you’d still have to spend $7,500.00 to get to a reward that doesn’t seem quite worth it when you think about it like that.
You Can Do Better
To conclude our Baltimore Orioles Extra Bases Credit Card review, we think that it’s a competitive credit card as far as rates are concerned, but the rewards are pretty puny. We know that you get an official MLB jersey once you’re approved for the card, but we think you’d be better off just buying the jersey with a credit card that offers you better rewards. Get started comparing all reward credit card offers and then use our free credit card finder today!