The Xtra Master Card offered by Banco Popular North America is a rewards credit card that customers with better than average credit scores may qualify for. Banco Popular North America also offers two other personal credit cards. These cards are a Platinum Master Card and a Secured Master Card.
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There are many benefits to having a rewards credit card in your wallet. Many people like being able to earn extras for purchases they have to make anyway. To learn how to get the most out of your rewards credit card you can go to http://www.smartmoney.com
The Terms of the Banco Popular North America Platinum Xtra Master Card
While the regular annual percentage rate for this credit card is determined by the cardholder’s credit score there is an introductory 0% interest rate on balance transfers for the first nine months of the account. There is a 3% balance transfer fee that still applies.
There is also no annual fee for this card the first year the account is open. After the first year, there is an annual fee of $24.
This rewards credit card is different than most in that it lets the cardholder earn one and a half points for every dollar they spend instead of just one point like the majority of other cards. Once the cardholder has earned a sufficient number of points, they can redeem them for the rewards they want.
About Banco Popular North America
This bank was founded in 1961 and is currently located in five states. These five states are:
- New Jersey
- New York
This bank’s parent company has a very large presence in Puerto Rico. The parent company for Banco Popular North America is Popular, Inc.
In Chicago the bank has been renamed the Popular Community Bank. Banco Popular North America currently has 97 open branches in the United States.
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