There are many U.S. Bank credit cards available to consumers. If you need to establish or rebuild your credit, or are looking for a credit card for everyday purchases, U.S. Bank may be able to help. This company also has a selection of credit cards offering rewards to customers. Consider your credit and finance goals, your lifestyle and your purchasing activities when deciding on the best credit card provider for your needs.
U.S. Bank Secured Visa Card
For customers who need to either establish credit or rebuild their credit after going through some rough times, U.S. Bank offers a secured Visa Card. With this option, you can set your own credit limit by forwarding a check in any amount between $300 and $5,000 with your application. The funds will be deposited into a savings account, and the card is issued with the same credit limit as your security deposit.
With a secured credit card, you are still responsible for making at least the minimum payment owed each month. The money in the savings account is not touched as long as you keep your credit card account in good standing. You also earn interest on the deposited funds. If you are able to make your payments on time for 12 months, you will be able to qualify for other credit card products that don’t require a security deposit.
U.S. Bank Visa Platinum Card
For some, the U.S. Bank Visa Platinum card may be the only one you need for your day-to-day credit card use. New customers who apply for this card online are not charged interest on balance transfers for a full 12 months. No annual fees are charged for the first year, and as long as at least one transaction is made annually, cardholders are not required to pay any annual fees.
U.S. Bank College Rewards Visa Card
Students have different needs when it comes to credit cards than more established adults, and U.S. Bank offers cards specifically for this market. The U.S. Bank College Rewards Visa credit card helps students to establish their credit to make it easier for them to get a personal loan or buy a vehicle. No annual fees are charged with this option, and cardholders can collect points with every dollar they spend. The points can be used for electronics, gift certificates for restaurants, CDs, movie rentals, and more.
U.S. Bank Young Adult Visa Card
Young adults who are trying to establish their credit may be interested in applying for the U.S. Bank Young Adult Visa card. No annual fees are required as long as you use the card at least once per year. A co-signer is required with this credit card option.
U.S. Bank Rewards Programs
U.S. Bank credit cards also offer a number of reward programs for cardholders. You can earn travel rewards when you apply for a U.S. Bank Travel Rewards Visa Platinum card. For each dollar, up to a maximum of 12,000, that you charge on the account gives you one travel mile that you can use to book a seat on any airline.
As an additional bonus, new customers get 2,500 travel miles when they open an account. For the first six months, no interest is charged on balance transfers and new purchases for the first six months. After the six-month introductory period has expired, the cardholder is charged interest at a variable rate.
SkyBlue Skypass Visa Credit Card
The SkyBlue Skypass Visa credit card gives cardholders air miles they can use on Korean Air and SkyTeam partners. There are no annual fees with this card, and new customers receive 3,000 Bonus Miles when they make their first purchase.
U.S. Bank Signature Visa Card
For customers who would like to choose from a variety of credit card rewards, U.S. Bank offers a Signature Visa card with no spending limit. Customers who qualify for this card option receive a minimum of one point that they can use to redeem in restaurants or for concierge services.
U.S. Bank Cash Rewards Visa Card
Customers who would prefer to receive their rewards in cash can do so when they get the U.S. Bank Cash Rewards Visa card. Cardholders get 1% cash back on all of their purchases. The rewards can be redeemed at any point after the minimum payout level of $20 is reached. As an added bonus, new customers get 3% cash back for the first 90 days after opening the account.
U.S. Bank Retailer Credit Cards
The bank hasn’t forgotten about its credit card customers who want rewards from retailers. It also offers cards with reward programs from Harley Davidson, Bed Bath and Beyond, Sport Chalet, Sportsman’s Warehouse, Cache, Gymboree, and Sierra Trading Post. For those who already shop at these retailers, this is a significant savings.
Compare Your Credit Card Options Now!
Would you like to find out which one of the U.S. Bank credit cards is the right choice for you? The free credit card chaser at the top of the page is here to help you compare the best banks for credit cards. It will also suggest options other than U.S. Bank that might meet your credit card needs. Get started now!