This review is for the Bank of the West Business MasterCard®. This is one of the two business credit cards available from the Bank of the West. The other card is the Business Rewards Card.
The Business MasterCard is ideal for small business owners who do not have a need for a rewards program but are looking to save money with rebates as well as have a card that helps keep proper spending records.
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Bank of the West Business MasterCard® Details
There is no information available online as to what the annual percentage rates are for The Bank of the West Business MasterCard®. Additionally, it is not clear if there is an annual fee associated with having the card.
If you have questions or concerns about the fees and costs associated with a specific credit company, there are several organizations can help you for no cost such as Consumer Watchdog.
In order to apply for the Bank of the West Business MasterCard, you must stop into a local branch as no online applications are accepted.
Bank of the West Business MasterCard® Benefits
One of the top benefits associates with the Bank of the West Business MasterCard is the fact that you can earn automatic and instant rebates on certain purchases, including gas and maintenance for your vehicle, if you use your card at one of the more than 20,000 participating locations.
Being a Bank of the West Business MasterCard holder also entitles you to automatic registration in the MasterCard Easy Savings Program.
Other benefits include auto insurance coverage when you use the card while traveling on business. You can also get an itemized list of purchases at year-end and have them broken down by category.
Finally, the card allows you to use it for both business and personal purposes and helps you keep the charges separate.
Bank of the West Business MasterCard® Bottom Line
If getting rebates on gas is more important to you than earning rewards for trips and merchandise, the Business MasterCard from Bank of the West is a good choice.
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