The Barksdale Federal Credit Union Platinum Visa Preferred line of credit cards has a set APR of 9.9%. Available only to Barksdale Federal Credit Union members that have high credit scores, these credit cards combine the best rewards programs along with minimal fees. The Federal Benefits website shows credit cardholders how they can exercise their rights when it comes to fees and interest charges.
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Headquartered out of Bossier City, Louisiana, the Barksdale Federal Credit Union offers an array of financial products, including credit cards. All unsecured credit cards issued by the Barksdale Federal Credit Union are received by credit union members or their families.
Barksdale Federal Credit Union Platinum Visa Preferred Fees
No credit cards from the Barksdale Federal Credit Union have annual fees. When used overseas, the Barksdale Federal Credit Union Platinum Visa Preferred credit card has a foreign transaction fee of 1% or .8%. Late payment fees are only applied when cardholders do not make the minimum payment 10 days after the close of the billing cycle.
Cardholders need to ensure that all payments made will be honored by their banks or they risk incurring a $20 returned payment fee. Fraudulent charges made with the Barksdale Federal Credit Union Visa Preferred card are not eligible for UChoose Rewards program points.
Barksdale Federal Credit Union Platinum Visa Preferred Details
You can fill out an online application for the Barksdale Federal Credit Union Platinum Visa Preferred credit card, but you will have to have a bank account with this credit union. This will require you to live within 100 miles of a Barksdale Federal Credit Union branch. Credit union members are not required to maintain residence in Louisiana in order to maintain membership.
Barksdale Federal Credit Union Platinum Visa Preferred credit cardholder are able to add on authorized users as long as they meet the requirements and agree to be held responsible for all charges made. The Barksdale Federal Credit Union does not indicate what can happen to accounts that become severely delinquent, but default interest rates are not listed.
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