Getting the Baton Rouge Telco Federal Credit Union Visa Classic credit card will require you to be an active credit union member. Listed as having an A+ rating with the Better Business Bureau, the Baton Rouge Telco Federal Credit Union has not had a single complaint lodged in three years.
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The Baton Rouge Telco Federal Credit Union Visa Classic has a 10.9% flat interest rate on regular charges. The credit union states that only consumers with existing accounts and good credit scores will be considered for their Visa Classic credit card. While you have the option of completing your application for these personal credit cards on file, you will need to have verifiable proof of income in the form of a W-2 or pay stub in order to be approved.
Baton Rouge Telco Federal Credit Union Visa Classic Benefits
Because only Baton Rouge Telco Federal Credit Union members can be approved for this line of credit cards, automatic account linking is available. If you are close to going over your credit limit, Baton Rouge Telco Federal Credit Union will deduct money from your bank account on file to prevent you from incurring costly fees.
The Baton Rouge Telco Federal Credit Union gives cardholder the option of servicing their own credit card accounts over the phone and over the web. This credit union offers applicants instant approval credit cards.
Baton Rouge Telco Federal Credit Union Visa Classic Fees
An annual fee is not applicable for these low interest credit cards. You may be charged if you go over the limit, but you also have an entire billing statement to bring your balance down.
The 10.9% APR applies to all charges, so you can reduce the amount of money that you pay to other high interest credit cards by transferring your balances to the Baton Rouge Telco Federal Credit Union Visa Classic. If you choose to get a cash advance, you will still pay no more than 10.90% interest.
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