Cash back credit cards are cards that pay you cash based on your spending totals for each purchase. The Baxter Credit Union Visa Platinum Credit Card with Cash Back is one such card as well.
Compare credit cards and their terms with the free credit card chaser tool!
This credit card is for people with very good to perfect credit. As a cash back card, it does have a slightly higher starting interest rate than some of Baxter’s other credit cards. However, it also allows for a wider range of credit scores, which is nice for those of you with bumpier credit.
Overview of Baxter Credit Union Visa Platinum Card with Cash Back
You do have to be a member of the Baxter Credit Union in order to apply for this card. They do have two credit cards that they offer that don’t require you to be a member in order to apply; they are the Gold MasterCard and the Classic MasterCard.
This is a cash back rewards credit card, as the name suggest. With this card, you can ear 2% cash back on purchases made at gas pumps, grocery stores and restaurants. You earn 1% cash back on all other purchases. You can earn up to $2,000 per month in cash back rewards.
This card is also part of the Visa Design Your Own Card program. This means you can use your own photos, drawings, or verbiage, within reason. It is important to note that using religious images, foul language, or nudity are all forbidden content.
Baxter Credit Union Visa Platinum Credit with Cash Back Terms
The terms for this card include:
- No annual fee
- 10.25% – 20% variable APR based on the Prime Rate for purchases, cash advances and balance transfers
- Introductory balance transfer APR of 6.9% to 8.9% for 1.5 years
- $5 or 3% cash advance fee
- 1% foreign transaction fee
- No penalty APR
Verdict on the Baxter Credit Union Visa Platinum Credit with Cash Back
This card offers many great benefits, but you do need to have good credit to qualify. You can learn more about what credit card companies and banks look for when they check your credit score at the Federal Reserve.
There are plenty of credit card options for those of you with less than perfect credit. Just use the credit card chaser tool at the top of the page and compare credit cards online right now!
- Baxter Credit Union Visa Signature Credit Card
- Baxter Credit Union Visa Platinum Credit Card
- Firstmark Credit Union Platinum MasterCard Cashback Credit Card
- Baxter Credit Union Visa Platinum Credit Card with CURewards
- VyStar Credit Union Visa Platinum Cash Back Credit Card
- Provident Credit Union Visa Platinum Credit Card
- Arapahoe Credit Union Visa Classic Card