The BayPort Credit Union is a credit union located in Virginia that offers their members access to many great credit cards. While the number of people that are eligible to join the BayPort Credit Union is limited, their financial options once becoming a member are not.
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It is easy to compare credit cards against each other with the tool above, but if you want to compare the cards and the providers, further there are many other resources available. For customer ratings, you can consult JD Power’s annual list.
BayPort Credit Union Membership Requirements
Like most credit unions, BayPort requires their members to live, go to school, volunteer, attend religious services, or work in a certain area. This credit union restricts membership to certain cities and counties in Virginia.
The membership cities include:
- Chesapeake
- Franklin
- Poqouson
- Hampton
- Portsmouth
- Newport News
- Suffolk
- Norfolk
- Virginia Beach
- Williamsburg
The membership counties include:
- Southampton
- Gloucester
- Surry
- Isle of Wight
- York
- James City County
Terms of the BayPort Credit Union MasterCard Classic Credit Card
This credit card offers the cardholder no annual fee. The annual percentage rate for this card is in the 12.99% to 17.49% range. The final annual percentage rate for this credit card is determined by the cardholder’s credit score.
For the first six months of the account, there is a balance transfer annual percentage rate of 4.99%. After the six-month introductory period, the interest rate for balance transfers will be the same as the regular interest rate. This low balance transfer rate offers the cardholder the ability to pay off balances on other cards with higher rates without having to worry about paying the extra interest.
The MasterCard Classic Credit Card is a rewards credit card that allows the cardholder to earn bonus points for every dollar they spend. These bonus points can be exchanged for travel rewards and merchandise.
Compare this card to other online credit cards with the credit card chaser!
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