BayPort Credit Union Visa Platinum Rewards Credit Card

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BayPort Credit Union Visa Platinum Rewards Credit CardThe BayPort Credit Union Visa Platinum Rewards credit card is a low interest credit card that offers a high credit limit. You cannot qualify for this card if you have bumpy or bad credit.

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You don’t have to be a member of BayPort Credit Union in order to apply for this card. However, if you aren’t a member, you will have to provide a copy of your bank statement, work history, as well as personal references when you apply for this credit card.

Overview of the BayPort Credit Union Visa Platinum Rewards Card

This credit card is a rewards credit card. As mentioned above, it is also a low interest credit card. In addition, you receive a variety of discounts when you use your card.

Discounts are included for:

  • Travel
  • Car rental
  • Eye care
  • Pharmacy purchases

In addition, you will receive access to 24/7 concierge service and free travel reservation services that not only helps you to book your flight, hotel or car, but gets you discounts on those serves in the process.

The rewards program offers you one point for every $1 that you spend. You can redeem points for travel or merchandise through the ScoreCard bonus program.

BayPort Credit Union Visa Platinum Rewards Card Terms

You will find that the terms for this card are clearly states as required by the Federal Reserve. The only thing that you don’t learn up front is what your APR will be.

The terms for this card include:

  • No annual fee
  • 9.5% to 12.99% APR for purchases, cash advances and balance transfers
  • 4.99% six month introductory APR for balance transfers
  • No balance transfer fee
  • No ATM fee
  • No penalty APR
  • 1% foreign transaction fee

Verdict on the BayPort Credit Union Visa Platinum Rewards Card

Overall, this is an excellent card. The rewards program could be more prolific, but considering the low interest rates, this is a fair trade. If you have excellent credit, then this is a card you will want to consider!

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