The enhanced Belk credit card rewards program is particularly attractive, and depending on how much is spent annually at Belk anyone can qualify for a different type of card providing better rewards.
Here, we’ll take a brief look at some of the different cards available from Belk, as well as how each Belk card differs from the others. Once you have finished reading this Belk credit card review be sure to use our free tool for comparing many different credit cards!
Belk Rewards Card
The basic Belk Credit Card is called the Belk Rewards Card. It is available for anyone who spends up to $599 per year at Belk. It provides ten dollars in rewards for every four hundred rewards points accumulated. Reward points are provided at the rate of one point per dollar spent. There are also at least twelve exclusive sale events that are available only to cardholders every year. The Belk Rewards Card allows cardholders to perform account actions online, and no receipt is required for returns. There is zero fraud liability, and no annual fee.
Belk Premier Card
The next tier of Belk Credit Card is available for those who spend between $600 and $2499 per year at Belk, and is known as the Belk Premier Card. The Belk Premier Card offers all the benefits of the Belk Rewards Card, but also offers access to flex pay plan financing and free basic alterations. Free deluxe gift wrap is also available, making Belk a great place to find gifts with the Belk Premier Card.
Belk Elite Card
Those who spend more than $2500 at Belk every year are allowed access to the Belk Elite Card. This card provides all the advantages of both the Belk Rewards Card and the Belk Premier Card, as well as some great additional benefits. These include reward points that never expire, access to pick your own sale days every quarter, and free shipping coupons.
There’s also a birthday coupon for 20% off all day on the cardholder’s birthday, allowing for a great shopping spree at Belk. Cardholders also get access to triple reward points events, allowing you to earn points even faster.
The Belk Credit Cards are great for anyone who shops at Belk on a regular basis, and the more you shop there the more rewards you gain access to. If you only shop at Belk occasionally, the card may not be worth the trouble, but those who frequent the store will be able to take advantage of the large number of benefits available. Try out our free tool for comparing credit cards now!