If you are interested in finding an ongoing way to support the Bellarmine University scholarship fund, then one way that you can do this is by making purchases with the Bellarmine University WorldPoints MasterCard or Visa. When you use your card, Bank of America will donate money to the scholarship fund based on your total purchase price!
Compare credit cards online by using the free credit card chaser tool found on this page!
Anyone can apply for the Bellarmine University Visa or MasterCard; however, these are not bad credit credit cards. If you have bumpy credit, you will not be able to qualify for these low interest credit cards. Instead, you should consider some of the many other options available to you.
Bellarmine University Credit Card Overview
Both of these cards offer the same benefits, terms, and conditions. First of all, there is a 0% APR introductory offer. This offer will last for 7 billing cycles if you have good credit or 10 billing cycles if you have excellent credit. This only applies to the purchases you make within the first 60 days after you have activated your card.
There is also a 0% APR for balance transfers. The terms for balance transfers are the same as they are for purchases. However, there is a $10 or 4% per balance transfer.
These reward credit cards allow you to earn one point for each $1 that you spend using your card. This only applies to purchases, not cash advances, or balance transfers! You can redeem your points for cash, travel, or gift cards.
Bellarmine University Credit Card Terms
Every credit card has their terms, which is the way that a bank that offers credit cards make their money. The terms for these cards include:
- No annual fee
- 12.99% to 20.99% APR for purchases and balance transfers
- 24.4% APR for cash advances, including ATM purchase
- No penalty APR!
The APR is base on the Prime Rate, which is perfectly legal. If you have questions about the terms for your credit card, you can visit the Federal Reserve Board at http://www.federalreserve.gov/creditcard and see what your rights are.
Bellarmine University Credit Card Verdict
With no penalty APR and low starting interest rate, this is a pretty good card that you should consider. The only downside is the limited way in which you can earn rewards points. It would be nice if they had a way to double or triple your earnings.
Use the free credit card chaser tool on this page to compare credit cards today!
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