Best Friends Animal Society Platinum Visa

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Best Friends Animal Society Platinum VisaThe Best Friends Animal Society is an animal adoption and animal car agency that depends upon the donations of others in order to run. One way that they raise money is through their affiliates. One such affiliate is Chase with their Best Friends Animal Society Platinum Visa card.

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Chase bank is one of a handful of banks that were included in the 2011 Credit Card Satisfaction Study by Chase scored in the average range in every category except for their rewards programs, which they scored better than most.

Best Friends Animal Society Platinum Visa Overview

The Best Friends Animal Society Platinum Visa card is an affinity card. What this means is that every time you make a purchase, Chase donates money to the Best Friends Animal Society. In this case, .55%, which is a little more than a half a cent, per $1 that you spend will be donated to this cause.

This card is not a rewards card and there is no introductory offer to go along with this card. It does carry some of the standard benefits such as:

  • Zero fraud liability
  • Rental car insurance
  • Travel accident insurance
  • Baggage delay insurance
  • Warranty manager

Although this is not a bad credit credit card, you can have a slightly bumpy credit history, as long as you don’t have anything as recent as the past year, and still qualify. You cannot qualify for this card if you have a bankruptcy on file.

Best Friends Animal Society Platinum Visa Terms

The interest rate for this card will depend on your credit history. If you have a perfect credit score, then the lowest possible rate that you can expect is 13.24%. If you have slightly bumpy credit, your APR could be as much as 19.24%. Your APR for balance transfers will be the same as your purchase APR.

Other interest rates include:

  • 19.24% APR for cash advances
  • 19.24% APR for overdraft advances
  • 29.99% penalty APR

There is no annual fee for this card.

Best Friends Animal Society Platinum Visa Verdict

This card, if you have excellent credit, is a low interest credit card, making it a nice option if you want an affinity card for this cause. If you want to support another cause or you want a rewards card, then there are plenty of other options for you to consider.

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