The Bank Fund Staff Federal Credit Union (BFSFCU) offers its members many great credit card choices. For those that want to have a basic and reliable credit card, the Visa Platinum card is a great choice.
The credit card chaser is a quick and thorough way to compare credit cards today!
As with most of the credit cards offered by this credit union, the cardholder must have a fairly good credit score. If you currently do not have the high credit score you would like, you can find great tips on how to improve your score from sources such as MyMoney.gov.
The Membership Requirements of the BFSFCU
The Bank Fund Staff Federal Credit Union has a much more limited membership than most credit unions. Members must work for the:
- International Money Fund
- World Bank Group
- World Bank Children’s Center
- Bretton Woods Recreation Center
- Bank Fund Staff Federal Credit Union
These members can extend membership rights to their family members or anyone that lives in their home, related or not. While many credit unions limit family memberships to immediate family members, but the BFSFCU lets extended family such as:
- Cousins
- Uncles
- Aunts
- Nephews
- Nieces
- Stepparents
- Stepsiblings
- Stepchildren
Terms of the BFSFCU Visa Platinum Credit Card
This credit card has excellent rates. There is an annual percentage rate on 3.9% for the first year the account is active. After this first year, the cardholder will have a very low fixed interest rate of 8.9%. Not only is 8.9% extremely low, but a fixed annual percentage rate is very hard to find and very desirable since variable interest rates can change without the cardholder noticing.
This platinum credit card also boasts no fees for balance transfers or cash advances, which is very rare. Since the interest rate is so low, especially in the first year, and there is no balance transfer fee this card is a great choice for someone that wants to pay off the balance from high interest credit card at a much lower rate.
To compare credit cards, simply use the credit card chaser now!
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