BFSFCU Visa Platinum Member Rewards Credit Card

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BFSFCU Visa Platinum Member Rewards Credit CardFor many people, having a regular credit card is just not enough. For these people, rewards credit cards are a great choice. The cardholders are able to earn special rewards for making ordinary everyday purchases.

You can compare credit cards to find the best one with the credit card chaser!

Typically, a cardholder must have a high credit score to be approved for a good rewards credit card. For great information on how to have the best credit score possible, you get tips from Suze Orman and SmartMoney Magazine

How a Rewards Credit Card Works

The way a rewards credit card works is very simple. For every dollar the cardholder spends, they earn a rewards point. After they have earned the sufficient number of points for the reward they want, the cardholder can then exchange the points for the reward.

These types of credit cards are most popular with people that travel a lot. Frequent flier miles are the most popular reward with this type of card. There are many other rewards available to those cardholders that do not travel so much.

Other rewards available include:

  • Electronics
  • Jewelry
  • Gift certificates
  • Clothing and accessories
  • Home merchandise

With this rewards card in particular, the cardholder can choose to use their points to make a charitable contribution. They can choose from more than 100 charities.

Terms for the BFSFCU Visa Platinum Member Rewards Credit Card

There is a special annual percentage rate of 3.9% for this credit card for the first year the account is open. After that first year is over, they will have a fixed interest rate of 8.9%. Both of these rates are extremely low, which means that to be approved for this type of card someone needs a very high credit score. While this card does have an annual fee, it is much lower than the average card at $19.

Choosing the best credit card is a very important decision. Make that decision much easier and compare credit cards with the credit card chaser!

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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