This review is for the Black Belt Visa Rewards Credit Cards. This card is designed for individuals who have a passion for martial arts and gives them an opportunity to show their support every time the card is used.
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Black Belt Visa Rewards Credit Cards Details
The annual percentage rate for purchases made with the Black Belt Visa Rewards Credit Card vary between 12.24% and 22.24% based on your credit score and other factors. However, the Black Belt Visa Rewards Credit Card offers a 0% introductory rate for six months when you transfer the balance from another card.
The penalty annual percentage rate if you either miss a payment or have a payment returned can increase to 27.99%. The penalty APR will stay in place for at least six additional months as long as you make those payments on time. In addition, missing a payment carries a fee of $15 and having a payment returned has a fee of $25.
There is no annual fee for the Black Belt Visa Rewards Credit Card.
Black Belt Visa Rewards Credit Cards Benefits
The Black Belt Visa Rewards Credit Card offers 1% cash back on all eligible purchases made with the card. These points can be redeemed for a variety of different items including sports equipment and event tickets.
In addition, cardholders are permitted to have a personalized message, such as the name of their karate school or business, embossed on the card for no extra charge.
Black Belt Visa Rewards Credit Cards Bottom Line
While the Black Belt Visa Rewards Credit Card does not offer an introductory APR for purchases, the balance transfer promotion can be very beneficial to someone that has a large balance on another credit card.
In addition, with no annual fee, if you are able to pay the balance off each month, you will not incur any charges to use the Black Belt Visa Rewards Credit Card. The cash back rewards program is fair, as there are other cards that offer 1.5 to 2 points for every dollar spent. However, if you are a true martial arts fan or professional, this card can be a great choice.
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