If you live in South Dakota and are a member of the Black Hills Federal Credit Union, you are eligible for the Black Hills Federal Credit Union Visa Credit Card. It is a credit card that has very few fees and other benefits. This article will discuss the credit union as well as benefits of the credit card.
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Black Hills Federal Credit Union Information
Black Hills Federal Credit Union is based out of Rapid City, South Dakota. It started in a member’s home in 1941 and has since grown to become a leading financial institution in the western part of South Dakota.
Because it is a credit union, their focus is on service, not profit. It helps its members with their financial needs by striving to offer competitive interest rates as well as a wide variety of services and products. One of these products is the Visa credit card.
Black Hills Federal Credit Union Visa Benefits
The Visa credit card that is offered by the Black Hills Federal Credit Union is a good credit card to have if you are not looking for a credit card with lots of bells and whistles, such as you may find with a rewards credit card. It is a good starter credit card or good to have if you don’t use a credit card that much.
One of the benefits of the card is that there is no annual fee. You are also not charged fees for things such as balance transfers or cash advances. Many credit cards will charge you for these services so you can save a lot of money by using this credit card.
The Visa from Black Hills Federal Credit Union also comes with a lower interest rate than many other credit cards. Depending on your credit score, your APR may be as low as 9.15%. This credit card also offers you travel accident insurance, up to $250,000.
To compare this credit card with others you can check out http://www.jdpower.com/finance/ratings/credit-card-ratings.
To compare online credit cards just use the credit card chaser tool located on this page.
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