If you are looking for a high quality credit card for your business, the Blue for Business American Express Credit Card should definitely be on your short list of cards to consider.
This business credit card has many advantages for you. However, it can also benefit your clients and employees as well. What follows should help you to understand the various benefits this credit card has to offer.
Read through this American Express Blue for Business Card review and then check out the FREE credit card finder!
Options for Carrying a Balance
Most importantly, Blue allows members to carry a balance, rather than paying monthly. This can be a large advantage, particularly for a small business. If you are interested in this type of system for your business, and you are leaning towards a card from American Express, you should know that this card is your only option. Previously, American Express offered the Optima, which had a similar system, but new accounts are no longer available.
Blue for Business Advantages
The Blue for Business card has many other small advantages that you may find add up. For example, a 0% APR for up to the first 9 months can be a very important benefit for you and your business.
Additionally, the purchase protection that Blue offers is quite significant. Blue protects against theft and accidents, which can be very helpful. This protection lasts 90 days after the original purchase, and covers up to $1000 per event.
The total amount of protection afforded by Blue is $50,000 per year for each member. This protection can noticeably reduce the risks that are facing you, which can be very helpful for a business. On top of these benefits, Blue does not charge an annual fee.
Blue also offers other benefits, including a system for earning rewards. When you use this card, you earn points that can be put towards a wide variety of rewards. These points do not expire or suffer from any limits on earning them, so you can simply let them accumulate until the reward you are interested in becomes available to you.
For example, if you are interested in having your office reorganized, you might want to spend the points you will earn on hiring a personal organizer for 6 hours. However, the list of available rewards is very long, so if this does not sound like something you would be interested in, you should know that there are many other rewards available.
For Further Research
As you can see, the Blue for Business American Express Credit Card has many positive features that may be useful to you and your business. However, there are also many other credit cards available that are aimed at businesses.
While you might find that, for example, the rewards that Blue provides are extremely helpful to you, other cards that other companies offer have a similar system in place. While there are too many benefits to list here, you may find that one reward list will be helpful to you more quickly or more often than Blue’s list, based on how much you have to spend to get the reward.
Because of this, it is important to do your own research and compare the benefits of any card to you actual needs. Get started comparing business credit cards now!
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