The Blue White Scholarship Foundation Rewards Visa credit card is a credit card only for BWSF members. The Blue White Scholarship Foundation is a non-profit corporation that was created to provide scholarships for students to attend Villanova University. In addition, they support a variety of charities with the help of alumni.
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When you use the Blue White Scholarship Foundation Rewards Visa, a percentage of every purchase you make will be donated to the Blue White Scholarship Foundation. In addition to that, you will earn points that you can use for a variety of rewards.
BWSF Rewards Visa Credit Card Overview
As mentioned above, the BWSF Rewards Visa is only for members of the BWSF. You don’t actually have to be an alumnus to join the BWSF, but you do have to join the foundation in order to apply for the card.
This card is a rewards card that allows you to earn one point for each $1 you spend using your card. You can redeem your rewards for cash, merchandise, or gift cards.
Currently there is an introductory APR for balance transfers when you qualify for this card. You will receive a 0% APR for 6 months, after that your APR will go to your normal APR, which will be based on your credit score.
This card is offered by Western Alliance Bancorporation and they are not one of the credit card companies rated in the 2011 Credit Card Satisfaction Study on JDPower.com.
BWSF Rewards Visa Credit Card Terms
Your APR will be dependent upon your credit score and it will range between 12.24% and 22.24%. This is a variable APR based on the Prime Rate, which is published by The Wall Street Journal once a month. You balance transfer rate will be the same as your purchase APR.
For cash advances, your APR will be 24.99% and there is a penalty APR of 27.99%, which will apply until you make 6 months worth of on time payments. This card has no annual fee.
BWSF Rewards Visa Credit Card Verdict
Overall, this isn’t a bad card, although it isn’t a bad credit credit card, you don’t have to have perfect credit to qualify. Because it is only available to BWSF members, it won’t be the right card for everyone.
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