Boise State University, which is located in Idaho, has the ability to receive the Boise State Alumni Association Platinum Plus MasterCard. This credit card comes from BOA, which is currently the second largest bank in the U.S., according to JD Power. WorldPoints is a credit card rewards program that allows Boise State University credit cardholders earn added benefits just for utilizing their credit cards.
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There is an introductory APR of 0% for new Boise State Alumni Association Platinum Plus MasterCard accounts that lasts for the first 12 billing cycles. The interest rate after the first 12 months is variable, but it varies from 12.99% – 20.99%. Boise State University alumni can provide a great service for their alma mater simply by applying for the Boise State credit card.
Boise State Credit Card Benefits
When approved for one of these low interest credit cards, alumni are able to improve their credit histories and save money on interest at the same time. The WorldPoints program is rated highly among all of the various credit card rewards incentives. Although there is not the option to earn cash back, cardholders can redeem gift cards to the stores that they shop at frequently.
Balance transfers and cash advances can be acquired with the Boise State Alumni Association Platinum Plus MasterCard. Only consumers that have positive and long standing credit histories will be approved for the Boise State credit card.
Boise State Credit Card Details
Besides not having a yearly fee, the Boise State credit card also assigns the standard APR based on credit. This means that cardholders can continuously reduce their interest rates until it goes down to 12.99%. However, the penalty APR will be applied if a single timely payment is missed.
At least $1.50 in interest charges will be due each billing cycle. This will be charged even if the Boise State credit card is not used for an entire billing period. Applicants that have delinquent accounts with Bank of America or outstanding balances that have not been satisfied may be denied for the Boise State credit card.
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